OCL (Open Credit Line)

Independent professional offices with better credit histories will have open credit lines, and enjoy three options for the customary single prompt payment requirement for their consolidated monthly statement:

1. Send, by check, a single on time payment.
2. Automatic credit card debit from their credit card(s)(previously authorized and kept on file).
3. Electronically debit their bank account (ACH) (previously authorized and kept on file).

PAYG (pay as you go)

Accounts with less than best credit histories, have the ability to purchase products and services at the same discounted prices as OCL accounts. PAYG accounts will have all orders queued up each day, and released to the respective suppliers upon receipt of a credit card authorization (automatically generated) for the total of their daily purchases. A credit card(s) previously authorized for debit is kept on file at the Combine Buying Group office.

PAYG accounts will have a single end of month credit card debit to adjust for shipping and taxes (where appropriate) not previously charged. Credits for returned items will be posted and credited to the PAYG account each month. If the PAYG account has a credit balance due to returns (credits) that exceed the necessary monthly adjustment for shipping and taxes, a credit will be issued to the credit card(s) kept on file at the Combine Buying Group office.